Loan Processor

Thursday, August 29, 2013

Research

Hey guys!!! I found an interesting piece of research. Many people don't know anything about real estate financing besides seeing people flip old houses new on t.v.. Frankly that is only one piece of the pie in the Real Estate overall.
In this specific piece of research "Carrie Lowe" posts about several options of financing your home which in English terms is to change the rate of interest on your home loans.

(click here for research)

Tuesday, August 27, 2013

Blog 4: Interview Preparation

1.) Who do you plan to interview?  Why?
My aunt Mariana because she's my mentor for my senior topic of Real Estate Financing. I'm really interesting in a career related to Accounting and Real Estate.

2.) You have to ask 5 questions.  What additional questions do you plan to ask?  Ask open-ended questions.  What are open-ended questions?
a.) How did you get into the position of becoming a Real Estate Financer? 
b.) Is there any tips you recommend to current home owners that will help them receive loans?
c.) What is the most difficult part of your job when people want to refinance their homes? 
d.) What does it mean to refinance your home?
e.) What are the steps of refinancing homes? 




Wednesday, August 21, 2013

Blog 3

1.) Business of Real Estate
2.) iPoly Citizen - I am showing growth in becoming a better iPoly Citizen by effectively showing my leadership skills at Southlands Christian Highschool that I-Poly taught me and as I-Poly ASB President.

Effective Learner - "The common eye sees only the outside of things, and judges by that, but the seeing eye pierces through and reads the heart and the soul, finding there capacities which the outside didn't indicate or promise, and which the other kind couldn't detect."
MARK TWAIN, Joan of Arc
I open with that quote because this year as ASB President I have to learn to look through different views of a situation instead of being hard headed. I hope that God will give me situations to test me throughout the year.

Effective User of Technology - One way to improve on this subject is to expand on my sources of getting reach to. With my current smart phone I am able to get reached on a multitude of social websites from Facebook to a blog online. I am also trying to improve this subject by upgrading my parents with smartphones that are connected to their emails and other applications so communication within the family can grow much stronger.

Effective Communicator  - With the experience of my summer mentorship at a CPA Firm it showed me teenagers were definitely not ready for the real world. I know I act a lot older for my age, but in this office it showed me that I still have to improve on professionalism and being able to communicate with large scale office projects. The reason why was because my mentor ended up calling me the day after my mentorship ended and asked me to explain where I had left off. The reason for the call  was because I basically said Thank you for this opportunity and left the office without telling my mentor where I have left off.

Sunday, August 18, 2013

Summer Mentorship Component

1.)https://docs.google.com/spreadsheet/ccc?key=0AvWMHldBwtI5dGZDZWtKUDRndm5Ua2JuR050NkFxSFE#gid=0 

2.) Henry Desai (909) 971-1000 Extension. 102
     Email: henry.desai@khopatel.com

3.) What makes a small business thrive compared to other large corporate ones?
     With so little people hired in a small business, what does a small business look for in an employee in order to hire them?
     How does a small Certified Public Accountant Firm get recognized by big companies such as Mercedes Benz, Porche, and Chevy Dealers? 
     What can I do right now that can help me prepare myself for this kind of career?

4.) Mentoring at a CPA Firm was quite the experience since you see how everybody's work is tied in to each person's work as well. It finally showed me how working as a team, like the I-Poly way, really does help in a company. From filing invoices on Excel to photocopying 4 Binders for a client by the end of lunch. How fast and correct you do everything in a company truly does effect the pace, outcome, and overall status of a company. No matter how big or small it is.

5.) The reason I chose this topic of an Accountant in a CPA Firm is because of my mother and I love math compared to any other subject. Its just one of those jobs I can see myself succeeding in.